STR Rule Watch

Proof of liability insurance

Evidence that a host carries liability coverage at a required limit, sometimes a condition of an STR permit.

A growing number of ordinances require proof of liability insurance — often $500,000 or $1,000,000 per occurrence — to issue or renew an STR permit. Platform-provided coverage such as host protection programs does not always satisfy these requirements.

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Look up verified short-term rental rules — permits, taxes, and restrictions — for any covered US city.

More STR terms

Informational only — not legal, tax, or financial advice. Definitions are general; exact meanings vary by jurisdiction.