STR Rule Watch

The STR Strictness Index (2026): US Cities Ranked by Regulation Severity

Every covered US market scored 0–100 on how hard it is to legally operate a short-term rental — computed live from 70 human-verified rule sets covering bans, permits and fees, primary-residence rules, night caps, unit limits, and minimum stays. The full scoring formula is published below and the data is free to cite under CC BY 4.0.

National average

34.2 / 100

Mean strictness score across 70 verified US markets.

Full ranking: 70 US cities by STR strictness score

#CityScoreMain driversLast verified
1San Francisco, CA
86
primary residence$925 permit90-night capowner-occupancyJuly 10, 2026
2Asheville, NC
84
primary residence$200 permitowner-occupancy1-unit maxJuly 10, 2026
3Los Angeles, CA
84
primary residence$441 permit120-night capowner-occupancyJuly 10, 2026
4Washington, DC
78
primary residence$99 permit90-night capowner-occupancyJuly 12, 2026
5Las Vegas, NV
75
primary residence$500 permitowner-occupancy1-unit maxJuly 10, 2026
6Charleston, SC
72
primary residence$345 permitowner-occupancy1-unit maxJuly 10, 2026
7Orlando, FL
71
primary residence$275 permitowner-occupancy1-unit maxJuly 10, 2026
8Denver, CO
68
primary residence$150 permitowner-occupancy1-unit maxJuly 10, 2026
9New York, NY
68
primary residence$145 permitowner-occupancy1-unit maxJuly 10, 2026
10Portland, OR
63
primary residence$400 permit1-unit maxJuly 12, 2026
11Boston, MA
59
primary residence$200 permitowner-occupancyJuly 10, 2026
12Clark County, NV
55
$750 permit1-unit max2-night min stayJuly 12, 2026
13Maui County, HI
50
$1,916 permit1-unit maxJuly 12, 2026
14New Orleans, LA
50
$500 permit1-unit maxJuly 10, 2026
15Palm Springs, CA
50
$1,046 permit1-unit maxJuly 10, 2026
16Honolulu, HI
45
$1,000 permit30-night min stayJuly 10, 2026
17Monroe County, FL
45
$490 permit28-night min stayJuly 12, 2026
18Breckenridge, CO
40
$756 permitJuly 10, 2026
19San Diego, CA
40
$1,170 permit1-unit max2-night min stayJuly 10, 2026
20Virginia Beach, VA
40
$500 permitJuly 10, 2026
21Savannah, GA
38
$400 permitJuly 10, 2026
22Summit County, CO
37
$360 permitJuly 12, 2026
23Steamboat Springs, CO
37
$350 permitJuly 12, 2026
24Moab, UT
35
$250 permitJuly 10, 2026
25Hot Springs, AR
34
$200 permitJuly 12, 2026
26Traverse City, MI
34
$200 permitJuly 13, 2026
27Kissimmee, FL
31
$50 permitJuly 10, 2026
28St. George, UT
31
$50 permitJuly 13, 2026
29Osceola County, FL
31
$30 permitJuly 12, 2026
30Miami, FL
30
permit requiredJuly 10, 2026
31Miami Beach, FL
30
permit requiredJuly 10, 2026
32Myrtle Beach, SC
30
permit requiredJuly 10, 2026
33Atlanta, GA
28
$150 permitowner-occupancyJuly 10, 2026
34Austin, TX
25
$836.30 permitJuly 12, 2026
35Big Bear Lake, CA
25
$635 permitJuly 10, 2026
36Chicago, IL
25
$250 permit2-night min stayJuly 10, 2026
37Destin, FL
25
$500 permitJuly 10, 2026
38Fort Lauderdale, FL
25
$880 permitJuly 13, 2026
39Riverside County, CA
25
$740 permitJuly 12, 2026
40San Bernardino County, CA
25
$1,144 permitJuly 12, 2026
41South Lake Tahoe, CA
25
$548 permitJuly 10, 2026
42Yucca Valley, CA
25
$973 permitJuly 10, 2026
43Nashville, TN
21
$313 permitJuly 12, 2026
44Fredericksburg, TX
21
$300 permitJuly 10, 2026
45Pigeon Forge, TN
21
$300 permitJuly 10, 2026
46San Antonio, TX
21
$300 permitJuly 13, 2026
47Walton County, FL
21
$300 permitJuly 12, 2026
48Houston, TX
21
$275 permitJuly 12, 2026
49Galveston, TX
20
$250 permitJuly 10, 2026
50Panama City Beach, FL
20
$250 permitJuly 10, 2026
51Phoenix, AZ
20
$250 permitJuly 10, 2026
52Scottsdale, AZ
20
$250 permitJuly 10, 2026
53Sevier County, TN
20
$250 permitJuly 12, 2026
54Vancouver, WA
20
$250 permitJuly 12, 2026
55Ocean City, MD
20
$246 permitJuly 13, 2026
56Sedona, AZ
19
$210 permitJuly 10, 2026
57Gatlinburg, TN
19
$200 permitJuly 10, 2026
58Tampa, FL
18
$170 permitJuly 13, 2026
59Branson, MO
18
$150 permitJuly 10, 2026
60Hilton Head Island, SC
18
$150 permitJuly 12, 2026
61Philadelphia, PA
18
$150 permitJuly 12, 2026
62Park City, UT
18
$149 permitJuly 10, 2026
63Cape May, NJ
18
$125 permitJuly 13, 2026
64Stowe, VT
17
$100 permitJuly 13, 2026
65Seattle, WA
17
$75 permitJuly 12, 2026
66Camas, WA
16
$50 permitJuly 10, 2026
67Broken Bow, OK
15
no major restrictionsJuly 10, 2026
68Dallas, TX
15
permit requiredJuly 12, 2026
69Gulf Shores, AL
15
permit requiredJuly 10, 2026
70Horry County, SC
15
permit requiredJuly 12, 2026

Methodology

Every score is computed from the same structured, human-verified rule set that powers each city's page — no editorial judgment per city, just the formula below applied uniformly. Only markets whose rules have been verified against official sources are scored; cities whose legal status is unknown are excluded. Scores recompute automatically whenever a rule set is re-verified.

Rule componentPoints
Short-term rentals banned100 (fixed)
Effectively banned90 (fixed)
“Restricted” legal status+15
Primary-residence-only rule+30
Permit or registration required+15
Permit fee (scaled)+10 × min(fee ÷ $500, 1)
Annual night cap (scaled)+15 × (1 − cap ÷ 365)
Owner-occupancy required+10
Max 1 STR unit per owner+10
Minimum stay of 2+ nights+5
Totalcapped at 100

Banned and effectively-banned markets take their fixed score and no additional points, since further restrictions are moot. The permit-fee component reaches its full 10 points at a $500 fee; the night-cap component awards more points the lower the cap (a 90-night cap earns more than a 180-night cap). Displayed scores are rounded to the nearest whole number; ties are broken alphabetically. See our data methodology for how the underlying rules are sourced and verified. Informational only — not legal, tax, or financial advice.

Cite this index

The STR Strictness Index is published under a Creative Commons Attribution 4.0 (CC BY 4.0) license. You're welcome to quote, chart, or republish the scores — including in news coverage — with attribution to STR Rule Watch and a link to this page.

“The STR Strictness Index (2026),” the STR Rule Watch research team, https://shortrentalrules.com/data/str-strictness-index

Journalists: for a state or city-specific cut of the data, or comment on a local ordinance, see our press page.

Frequently asked questions

How is the STR Strictness Index score calculated?

Each city gets a 0–100 score computed from its verified rules. Outright bans score a fixed 100 and effective bans 90. Otherwise points add up: +30 for primary-residence-only rules, +15 for a required permit, up to +10 scaled by the permit fee (full points at $500+), up to +15 scaled by how low an annual night cap is, +10 for owner-occupancy requirements, +10 for a one-unit-per-owner limit, +15 for a "restricted" legal status, and +5 for a 2+ night minimum stay, capped at 100. The full weight table is published in the methodology section on this page.

What is the strictest city for short-term rentals in the US?

Among the 70 verified markets in this index, San Francisco, CA currently ranks strictest with a score of 86 out of 100 (primary residence, $925 permit, 90-night cap, owner-occupancy, 1-unit max). Rankings shift as cities change their ordinances — this page recomputes automatically as rules are re-verified.

Can I cite or republish the STR Strictness Index?

Yes. The index is published under a Creative Commons Attribution 4.0 (CC BY 4.0) license: you may quote, chart, or republish the scores — including in news articles — as long as you credit STR Rule Watch and link to https://shortrentalrules.com/data/str-strictness-index. See the "Cite this index" section on this page for a ready-made citation.

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