De facto ban (effective ban)
Rules that don't formally ban short-term rentals but make them practically impossible to operate.
A de facto ban can result from stacking requirements — for example a primary-residence rule plus a permit cap plus zoning that excludes most parcels. On paper STRs are 'allowed,' but in practice almost no property can qualify.
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Informational only — not legal, tax, or financial advice. Definitions are general; exact meanings vary by jurisdiction.