Short-Term Rental Laws in Boston, MA (2026)

Name: Short-term rental regulations — Boston, MA
Creator: STR Rule Watch
License: https://creativecommons.org/licenses/by/4.0/

Primary residence onlyPrimary residence only

Short-term rentals (stays under 28 days) are legal in Boston only in an owner-occupant's primary residence or in a secondary unit of an owner-occupied two- or three-family home — investor-owned and tenant-operated STRs are banned. Hosts must register annually with the Inspectional Services Department ($25/year for a Limited Share unit; $200/year for a Home Share or Owner-Adjacent unit), display the registration number on listings, and pay lodging taxes of up to 17.95% (generally collected by platforms like Airbnb). Always confirm current requirements with the city before operating.

✓ Last verified July 10, 2026 · 8 official sources

Reviewed by the STR Rule Watch research team against 8 official sources. How we verify data

Boston STR rules at a glance

Key short-term rental facts for Boston
Legal status	Primary residence only
Permit required	Yes
Permit name	Short-Term Rental Registration (City of Boston Inspectional Services Department)
Permit fee	$200
Renewal	Annual
Owner occupancy required	Yes
Primary residence only	Yes
Total occupancy taxes	~17.95% of gross revenue
Insurance	Yes, under state law: M.G.L. c. 175, sec. 4F requires an operator to maintain liability insurance of not less than $1,000,000 per short-term rental unless the rental is offered through a hosting platform that maintains equal or greater coverage; operators must also notify their homeowners/renters insurer of intent to operate an STR.
Enforcement	Enforced by the Inspectional Services Department (ISD).
Current rules effective	2019-01-01

What will guests pay in taxes on a Boston stay?

Itemized occupancy taxes for Boston, MA — enter your nightly rate to see the real cost breakdown.

Boston occupancy tax calculator

Nightly rate ($)Nights

Gross rent	$450.00
Massachusetts state room occupancy excise (5.7%)· usually collected by platform	$25.65
City of Boston local option room occupancy excise (6.5%)· usually collected by platform	$29.25
Convention Center Financing Fee (2.75%)· usually collected by platform	$12.38
Community impact fee (short-term rentals) (3%)· usually collected by platform	$13.50
Total tax (17.95%)	$80.78
Guest pays	$530.78

Estimate only. Platform collection varies by listing site and agreement; verify rates with the taxing authorities.

Permits & licensing

Boston requires Short-Term Rental Registration (City of Boston Inspectional Services Department) to operate a short-term rental — the fee is $200, renewed annually.

Fees are tiered by unit type: Limited Share Unit (private bedroom, owner present) $25/year; Home Share Unit (entire primary residence) $200/year; Owner-Adjacent Unit (secondary unit in owner-occupied 2-3 family building) $200/year. Lodging houses and bed & breakfasts must register but pay no fee. After ISD approval, operators must also obtain a business certificate from the City Clerk's office (separate fee) and notify all residential abutters within 300 feet within 30 days of licensure.

Zoning & location rules

The STR ordinance (Boston Municipal Code ch. 9-14) applies citywide rather than by zoning district; eligibility turns on owner-occupancy and unit status, not location. Ineligible units include income-restricted/'below market rate' housing, units receiving rental assistance, units within designated 'Problem Properties,' units barred from subleasing by law or lease, and units with three or more noise/trash/disorderly-conduct violations in six months. In December 2019 the Boston Zoning Commission closed the 'executive suites' loophole, so converting apartments to non-owner-occupied short-term rental use requires Zoning Board of Appeal approval.

Taxes

Tax	Rate	Who collects
Massachusetts state room occupancy exciseApplies to short-term rentals statewide since July 1, 2019 (14-day-or-fewer annual rentals exempt with DOR declaration). Intermediaries such as Airbnb collect and remit for platform bookings; hosts taking direct bookings must register with DOR (MassTaxConnect) and remit themselves.	5.7%	platform
City of Boston local option room occupancy exciseBoston's local option rate is 6.5% (higher than the 6% cap for other municipalities), effective July 1, 2019 per the DOR Division of Local Services databank. Platform-collected for intermediary bookings; otherwise host-remitted.	6.5%	platform
Convention Center Financing FeeApplies in Boston, Worcester, Cambridge, Springfield, West Springfield, and Chicopee. Platform-collected for intermediary bookings.	2.75%	platform
Community impact fee (short-term rentals)Boston adopted the 3% community impact fee effective July 1, 2019, and opted to apply it both to professionally managed units and to STRs within owner-occupied 2-3 family dwellings (per DLS databank flags) — so it chiefly hits Owner-Adjacent rentals, since investor units are banned. Platform-collected for intermediary bookings. Total possible lodging tax burden: 14.95%-17.95%.	3%	platform

Enforcement & penalties

Enforced by the Inspectional Services Department (ISD). Registration numbers must be displayed on all listings; under the August 2019 Airbnb v. Boston settlement, Airbnb removes listings without a city-formatted registration number (removals began December 1, 2019) and deactivates listings the city flags as ineligible within 30 days. Licenses are suspended for the duration of any violation, and units with three or more code violations within six months become ineligible. By November 2019 the city had issued over 300 fines (~$90,000) for illegal listings. A November 2025 Boston University Initiative on Cities brief found only about 41% of active listings displayed a license matching the city registry and described enforcement as reactive and capacity-limited.

Fines of $100 per violation per day for offering an STR without registering with ISD or while registration is suspended; $300 per violation per day for offering (or, for booking agents, accepting a fee to book) a unit that is not an eligible residential unit. Each day of non-compliance with a violation notice is a separate violation; repeat violations lead to license suspension/ineligibility.

⚠️ HOA/condo rules may prohibit STRs regardless of city law.

Getting legal in Boston: the playbook

Generated from this market's verified rules — each step traces to the sources at the bottom of this page.

1
Confirm you qualify
Boston limits short-term rentals to your primary residence — check this threshold before spending anything on applications. Investment properties generally do not qualify.
2
Verify your zoning
Location rules apply: The STR ordinance (Boston Municipal Code ch. 9-14) applies citywide rather than by zoning district; eligibility turns on owner-occupancy and unit status, not location. Confirm your parcel's zoning with the city before applying — the full zoning rules are detailed above.
3
Check the covenant layer
HOA/condo rules may prohibit STRs regardless of city law.
4
Apply for the Short-Term Rental Registration (City of Boston Inspectional Services Department)
Budget $200, renewed annually. Fees are tiered by unit type: Limited Share Unit (private bedroom, owner present) $25/year; Home Share Unit (entire primary residence) $200/year; Owner-Adjacent Unit (secondary unit in owner-occupied 2-3 family building) $200/year. Apply through the city — the official application page is linked in the sources below.
5
Line up required insurance
Yes, under state law: M.G.L. c. 175, sec. 4F requires an operator to maintain liability insurance of not less than $1,000,000 per short-term rental unless the rental is offered through a hosting platform that maintains equal or greater coverage; operators must also notify their homeowners/renters insurer of intent to operate an STR.
6
Set up tax collection & remittance
The taxes on this market (Massachusetts state room occupancy excise 5.7%, City of Boston local option room occupancy excise 6.5%, Convention Center Financing Fee 2.75%, Community impact fee (short-term rentals) 3%) are typically platform-collected on major platforms — but direct bookings are always your responsibility to remit.
7
Calendar the renewal before you forget it
This permit renews annually (budget $200 again). Most cities take weeks to process renewals and don't send reminders — our Host plan emails you at 60/30/7 days out.
8
Know the cost of getting it wrong
Fines of $100 per violation per day for offering an STR without registering with ISD or while registration is suspended; $300 per violation per day for offering (or, for booking agents, accepting a fee to book) a unit that is not an eligible residential unit. Each day of non-compliance with a violation notice is a separate violation; repeat violations lead to license suspension/ineligibility. Full enforcement details and penalties are covered above.

Recent rule changes in Boston

November 7, 2025
BU Initiative on Cities brief documents enforcement gaps in Boston's STR regime
A Boston University Initiative on Cities research brief found Boston's ordinance cut STR listings ~56% (about 3,000 listings removed) but that only ~41% of current listings displayed a license matching the city registry, that professional hosts still account for ~76% of supply, and that enforcement remains reactive and capacity-limited. No rule change, but a notable enforcement/compliance milestone.
Official source →
August 6, 2024
Massachusetts Affordable Homes Act signed (ADU/STR interaction)
Gov. Healey signed the Affordable Homes Act (Ch. 150 of the Acts of 2024), allowing accessory dwelling units by right statewide effective February 2025 while permitting municipalities to ban short-term rental use of ADUs. No change to Boston's STR ordinance itself; Boston's owner-occupancy rules continue to govern which units may be rented short-term.
Official source →

Frequently asked questions

›Is Airbnb legal in Boston?

Airbnb is legal in Boston, MA, only for your primary residence — dedicated investment properties generally cannot be short-term rentals. Always confirm current requirements with the city before operating.

›Do I need a permit for a short-term rental in Boston?

Yes. Boston requires a Short-Term Rental Registration (City of Boston Inspectional Services Department) to operate a short-term rental, which costs $200 and must be renewed annually. Always confirm current requirements with the city before operating.

›How much does a Boston short-term rental permit cost?

The Short-Term Rental Registration (City of Boston Inspectional Services Department) costs $200 (annual renewal). Fees are tiered by unit type: Limited Share Unit (private bedroom, owner present) $25/year; Home Share Unit (entire primary residence) $200/year; Owner-Adjacent Unit (secondary unit in owner-occupied 2-3 family building) $200/year. Lodging houses and bed & breakfasts must register but pay no fee. After ISD approval, operators must also obtain a business certificate from the City Clerk's office (separate fee) and notify all residential abutters within 300 feet within 30 days of licensure.

›Can I Airbnb a non-primary residence in Boston?

Generally no. Boston limits short-term rentals to the operator's primary residence, which rules out running a dedicated investment property as a short-term rental in most cases. Always confirm current requirements with the city before operating.

›What taxes do short-term rental hosts pay in Boston?

Hosts in Boston are subject to: Massachusetts state room occupancy excise (5.7%), City of Boston local option room occupancy excise (6.5%), Convention Center Financing Fee (2.75%), Community impact fee (short-term rentals) (3%) — roughly 17.95% total on gross rental revenue. Platforms like Airbnb collect some of these automatically; check each line's collection method on this page.

›Do I need insurance to run a short-term rental in Boston?

Yes, under state law: M.G.L. c. 175, sec. 4F requires an operator to maintain liability insurance of not less than $1,000,000 per short-term rental unless the rental is offered through a hosting platform that maintains equal or greater coverage; operators must also notify their homeowners/renters insurer of intent to operate an STR. Always confirm current requirements with the city before operating.

›Does Airbnb collect taxes automatically in Boston?

Yes — the listed taxes (Massachusetts state room occupancy excise, City of Boston local option room occupancy excise, Convention Center Financing Fee, Community impact fee (short-term rentals)) are collected and remitted by the platform in Boston. Confirm in your platform tax settings, since collection agreements change.

›What happens if I operate a short-term rental illegally in Boston?

›When did Boston's current short-term rental rules take effect?

The current ordinance took effect on January 1, 2019. See the change timeline on this page for amendments since, and the sources section for the official text.

Boston's STR rules changed 1 time recently.

Get an email the moment Boston changes its short-term rental rules — plus renewal reminders before your permit expires.

Watch Boston for changes →

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Nearby covered markets

Providence, RIRestricted
North Conway, NHPermit required
Albany, NYAllowed
Stowe, VTPermit required
New York, NYPrimary residence only

More resources

Sources

Short-Term Rentals — City of Boston Inspectional Servicesretrieved July 9, 2026
Boston Municipal Code ch. 9-14, Short-Term Residential Rentals (American Legal Publishing)retrieved July 9, 2026
An Ordinance Allowing Short-Term Residential Rentals in the City of Boston (2018, as signed)retrieved July 9, 2026
Mass. DOR Division of Local Services databank — Room Tax & Impact Fee Effective Dates & Ratesretrieved July 9, 2026
M.G.L. c. 175, sec. 4F — Short-term rental liability insuranceretrieved July 9, 2026
Room Occupancy Excise Tax — Mass.govretrieved July 9, 2026
Occupancy tax collection and remittance by Airbnb in Massachusetts — Airbnb Help Centerretrieved July 9, 2026
Per Agreement, Airbnb Will Start Dropping Unregistered Hosts' Listings In Boston — WBURretrieved July 9, 2026

This page is informational only and is not legal, tax, or financial advice. Rules change and enforcement varies — verify current requirements with Boston and a qualified professional before operating.

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