Can I Airbnb in Memphis, TN? (2026)
Memphis requires a Short Term Rental Property Permit for every unit rented for under 30 days: a $300 application fee, $150 annual renewal, $1,000,000 liability insurance, and the permit number displayed in every listing. There is no owner-occupancy rule, night cap, or per-owner unit cap, and STRs are allowed citywide, with operators active before July 1, 2023 grandfathered under Tennessee state law. Guests pay 7% state sales tax, 2.75% Memphis local sales tax, a 5% Shelby County occupancy tax, a 3.5% city STR privilege tax, plus a flat $2.00 per occupied room night city assessment.
What’s required: a Short Term Rental Property Permit ($300) is required; occupancy taxes apply; renew annual.
Check a specific address
Rules can vary by zone and parcel. Resolve any Tennessee street address to its jurisdiction and see the verified rules that apply.
Related
Verified July 21, 2026. Informational only — not legal, tax, or financial advice. Also check HOA/condo rules and your lease, which can prohibit short-term rentals even where the city allows them.