Can I Airbnb in Monroe County, FL? (2026)
In unincorporated Monroe County (Florida Keys), rentals of less than 28 days are treated as 'vacation rentals' and are unlawful in most residential zoning districts (including Improved Subdivision and Urban Residential Mobile Home districts); where allowed, each dwelling unit needs an annual Special Vacation Rental Permit ($490 initial, $100 renewal) plus a licensed local vacation rental manager, a state DBPR lodging license, and tax registrations. The biggest restriction is zoning: short-term rentals are only permitted in a limited set of districts (e.g., SR, UR, MU, IS-V, DR, OS and certain others), and hosts must self-remit the 5% county Tourist Development Tax because platforms do not collect it for Monroe County. Always confirm current requirements with the county before operating (incorporated cities have separate rules).
What’s required: a Special Vacation Rental Permit ($490) is required; occupancy taxes apply; renew annual.
Check a specific address
Rules can vary by zone and parcel. Resolve any Florida street address to its jurisdiction and see the verified rules that apply.
Related
Verified July 12, 2026. Informational only — not legal, tax, or financial advice. Also check HOA/condo rules and your lease, which can prohibit short-term rentals even where the city allows them.